Do You Hate Your Budget? Try This Instead [CNET]

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Article updated on Aug 28, 2024

If the word ‘budget’ makes you want to run and hide, I’ve got the solution.

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Bernadette JoyDashia MildenLaura Michelle Davis

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Bernadette Joy

Bernadette Joy

Money coach and founder of Crush Your Money Goals

Bernadette Joy is a money expert that offers relatable  advice on achieving financial freedom. She paid off $300,000 of debt in three years and invested enough to retire by 40. Bernadette has shared her expertise on TEDx, South By Southwest, and Nasdaq. Bernadette’s upcoming book, CRUSH Your Money Goals, will be released in December 2024.

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Edited by 

Dashia Milden

Dashia is a staff editor for CNET Money who covers all angles of personal finance, including credit cards and banking. From reviews to news coverage, she aims to help readers make more informed decisions about their money. Dashia was previously a staff writer at NextAdvisor, where she covered credit cards, taxes, banking B2B payments. She has also written about safety, home automation, technology and fintech.

See full bio

Laura Michelle Davis

Laura Michelle Davis

Editor

Laura is a professional nitpicker and good-humored troubleshooter with over 10 years of experience in print and digital publishing. Before becoming an editor with CNET, she worked as an English teacher, Spanish medical interpreter, copy editor and proofreader. She is a fearless but flexible defender of both grammar and weightlifting, and firmly believes that technology should serve the people. Her first computer was a Macintosh Plus.

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CNET staff — not advertisers, partners or business interests — determine how we review the products and services we cover. If you buy through our links, we may get paid.

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Our Experts

Bernadette JoyDashia MildenLaura Michelle Davis

Written by 

Bernadette Joy

Bernadette Joy

Money coach and founder of Crush Your Money Goals

Bernadette Joy is a money expert that offers relatable  advice on achieving financial freedom. She paid off $300,000 of debt in three years and invested enough to retire by 40. Bernadette has shared her expertise on TEDx, South By Southwest, and Nasdaq. Bernadette’s upcoming book, CRUSH Your Money Goals, will be released in December 2024.

See full bio

Edited by 

Dashia Milden

Dashia is a staff editor for CNET Money who covers all angles of personal finance, including credit cards and banking. From reviews to news coverage, she aims to help readers make more informed decisions about their money. Dashia was previously a staff writer at NextAdvisor, where she covered credit cards, taxes, banking B2B payments. She has also written about safety, home automation, technology and fintech.

See full bio

Laura Michelle Davis

Laura Michelle Davis

Editor

Laura is a professional nitpicker and good-humored troubleshooter with over 10 years of experience in print and digital publishing. Before becoming an editor with CNET, she worked as an English teacher, Spanish medical interpreter, copy editor and proofreader. She is a fearless but flexible defender of both grammar and weightlifting, and firmly believes that technology should serve the people. Her first computer was a Macintosh Plus.

See full bio

CNET staff — not advertisers, partners or business interests — determine how we review the products and services we cover. If you buy through our links, we may get paid.

Reviews ethics statement

Why You Can Trust CNET Money

Bernadette Joy, founder of Crush Your Money Goals

Bernadette Joy/CNET

Bernadette Joy

Written by

Money coach and founder of Crush Your Money Goals

Bernadette Joy is a money expert that offers relatable  advice on achieving financial freedom. She paid off $300,000 of debt in three years and invested enough to retire by 40. Bernadette has shared her expertise on TEDx, South By Southwest, and Nasdaq. Bernadette’s upcoming book, CRUSH Your Money Goals, will be released in December 2024.