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Best Online Banks for September 2024 [CNET]

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Article updated on Sep 28, 2024

These online banks give well-known big banks a run for their money.

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Written by 

Toni Husbands

Toni Husbands

Staff Writer

Toni Husbands is a staff writer with CNET Money who enjoys exploring topics that promote financial wellness. She began writing about personal finance to document her experience paying off $107,000 of debt, which is detailed in her book, The Great Debt Dump. Previously, she contributed as a freelance writer for websites, including CreditCards.com, Centsai and Wisebread. She was also a regular contributor to Business AM TV, and her work has been featured on Yahoo News. Being a part-time real estate investor and amateur gardener also brings her joy.

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David McMillin writes about credit cards, mortgages, banking, taxes and travel. Based in Chicago, he writes with one objective in mind: Help readers figure out how to save more and stress less. He is also a musician, which means he has spent a lot of time worrying about money. He applies the lessons he’s learned from that financial balancing act to offer practical advice for personal spending decisions.

See full bio

Edited by 

Kelly Ernst

Kelly is an editor for CNET Money focusing on banking. She has over 10 years of experience in personal finance and previously wrote for CBS MoneyWatch covering banking, investing, insurance and home equity products. She is passionate about arming consumers with the tools they need to take control of their financial lives. In her free time, she enjoys binging podcasts, scouring thrift stores for unique home décor and spoiling the heck out of her dogs.

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Reviewed by 

Shang  Saavedra

Shang Saavedra

Personal finance coach and CEO of Save My Cents

Shang Saavedra is the founder and CEO of Save My Cents, a personal finance education platform that helps Americans learn how mental health and financial wealth are connected, and how to use the power of an abundance mindset to unlock more wealth. Shang finished saving for her retirement by the age of 31, and now lives a work optional life in Southern California with her husband, two boys, and two cats. She teaches Americans the key habits and behaviors needed to become less fearful of money, and how to live life with joy. Her insights have been published by numerous national publications. Shang received her bachelor’s degree in economics from Harvard and her MBA from the University of Chicago Booth School of Business.

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CNET staff — not advertisers, partners or business interests — determine how we review the products and services we cover. If you buy through our links, we may get paid.

Reviews ethics statement

Our Experts

Written by 

Toni Husbands

Toni Husbands

Staff Writer

Toni Husbands is a staff writer with CNET Money who enjoys exploring topics that promote financial wellness. She began writing about personal finance to document her experience paying off $107,000 of debt, which is detailed in her book, The Great Debt Dump. Previously, she contributed as a freelance writer for websites, including CreditCards.com, Centsai and Wisebread. She was also a regular contributor to Business AM TV, and her work has been featured on Yahoo News. Being a part-time real estate investor and amateur gardener also brings her joy.

See full bio

David McMillin writes about credit cards, mortgages, banking, taxes and travel. Based in Chicago, he writes with one objective in mind: Help readers figure out how to save more and stress less. He is also a musician, which means he has spent a lot of time worrying about money. He applies the lessons he’s learned from that financial balancing act to offer practical advice for personal spending decisions.

See full bio

Edited by 

Kelly Ernst

Kelly is an editor for CNET Money focusing on banking. She has over 10 years of experience in personal finance and previously wrote for CBS MoneyWatch covering banking, investing, insurance and home equity products. She is passionate about arming consumers with the tools they need to take control of their financial lives. In her free time, she enjoys binging podcasts, scouring thrift stores for unique home décor and spoiling the heck out of her dogs.

See full bio

Reviewed by 

Shang  Saavedra

Shang Saavedra

Personal finance coach and CEO of Save My Cents

Shang Saavedra is the founder and CEO of Save My Cents, a personal finance education platform that helps Americans learn how mental health and financial wealth are connected, and how to use the power of an abundance mindset to unlock more wealth. Shang finished saving for her retirement by the age of 31, and now lives a work optional life in Southern California with her husband, two boys, and two cats. She teaches Americans the key habits and behaviors needed to become less fearful of money, and how to live life with joy. Her insights have been published by numerous national publications. Shang received her bachelor’s degree in economics from Harvard and her MBA from the University of Chicago Booth School of Business.

See full bio

CNET staff — not advertisers, partners or business interests — determine how we review the products and services we cover. If you buy through our links, we may get paid.

Reviews ethics statement

Why You Can Trust CNET Money

Toni Husbands

Toni Husbands is a staff writer with CNET Money who enjoys exploring topics that promote financial wellness. She began writing about personal finance to document her experience paying off $107,000 of debt, which is detailed in her book, The Great Debt Dump. Previously, she contributed as a freelance writer for websites, including CreditCards.com, Centsai and Wisebread. She was also a regular contributor to Business AM TV, and her work has been featured on Yahoo News. Being a part-time real estate investor and amateur gardener also brings her joy.

David McMillin writes about credit cards, mortgages, banking, taxes and travel. Based in Chicago, he writes with one objective in mind: Help readers figure out how to save more and stress less. He is also a musician, which means he has spent a lot of time worrying about money. He applies the lessons he’s learned from that financial balancing act to offer practical advice for personal spending decisions.